The €350,000 Greek Golden Visa fund route
Greece recognises several qualifying investments for its Golden Visa. Subscribing €350,000 to an eligible regulated fund is the lowest of them, and it involves no purchase, no conveyance and no property to manage. This page covers how it works, where the money sits, who can be included — and who it does not suit.
What the route actually is
The Greek Golden Visa grants residence in exchange for a qualifying investment. Property is the best-known route but not the only one: the law equally recognises a subscription to an eligible Greek regulated fund, with a minimum of €350,000.
Both routes lead to the same permit — five years, renewable, family included, no minimum stay. The difference is not the outcome. It is what your capital turns into, and whether you have to look after it afterwards.
- Minimum qualifying investment: €350,000 (fund subscription)
- Residence permit: 5 years, renewable
- Minimum stay: none
- Family: spouse, minor children, and qualifying parents of both spouses
- What you hold: fund units registered in your own name
Why people choose it over property
The first reason is the entry price. Attica, Thessaloniki and the larger islands are high-demand zones where the property threshold is €800,000; elsewhere it is €400,000. The fund is €350,000, and it carries no property transfer tax, no notary fee, no land registry filing and no agency commission.
The second reason is what happens next. A Greek property is a business you now run: ENFIA every year, building charges, insurance, and — if you let it — tenants, tax returns and a managing agent. Fund units have none of that. Holding them and renewing on time is the whole of the ongoing obligation.
The third is the transfer tax change announced in September 2026. If enacted as announced, the rate for third-country buyers rises from 3% to 15% from 1 January 2027 — on an €800,000 Athens property that is a move from roughly €24,000 to €120,000. The measure is not yet law and its final scope is subject to legislation.
Who this route does not suit
If you actually want to own a home or a holiday flat in Greece, a fund does not substitute for one. Those are two different objectives, and it is a poor trade to give up the real one to save on tax.
If you cannot accept that the capital may fall in value, this route is not for you. Fund units move with their underlying assets and can be worth less than you subscribed. Your eligibility depends on holding a qualifying investment under the rules, not on its performance — but the money itself carries risk, and there is no way to arrange that away.
If your source of funds cannot be evidenced, no route works. KYC and anti-money-laundering checks are run independently by the Greek bank, the fund manager and the authorities. That is not a step anyone can smooth over for you.
Where the money goes
- 01You, the investor
Source of funds evidenced by you, in your own name.
- 02Your personal / Greek bank account
An account in your name. We coordinate the opening; we have no authority over it.
- 03The regulated fund
You subscribe in your own name; the money moves from your account to the fund.
- 04The fund’s underlying assets
Greek securities, bonds and other eligible assets, managed by the fund under its own rules and supervision.
- 05Fund units held by you
The units are your asset. The residence application is filed on the strength of holding them.
FastGreece does not hold or receive the €350,000.
- The investment is never transferred to any FastGreece account.
- What we provide is legal, immigration, KYC, banking-coordination and administrative work.
- What we charge is a disclosed service fee — not a fund commission.
What would the property route actually tie up?
- Property price
- €800,000
- Property transfer tax
- €24,000
- Municipal surcharge on transfer tax
- €720
- Notary
- €9,600
- Conveyancing legal fee
- €8,000
- Land registry / cadastre
- €4,000
- Estate agency fee
- €16,000
- ENFIA property tax (indicative)€3,200
- Upkeep, building charges, insurance€6,400
- Asset form
- Real property
- Management
- Owner-borne
- Liquidity
- Sale process, months
- Golden Visa eligible
- Yes
- Subscription
- €350,000
- Fund subscription fee (varies by fund)
- €3,500
- Fund management fee (varies by fund)€3,500
- Asset form
- Fund units
- Management
- No property to manage
- Transfer tax
- Not applicable
- Golden Visa eligible
- Yes
Both routes lead to the same 5-year renewable permit. The difference is not the outcome — it is how much capital leaves your hands, and whether you have to look after it afterwards.
Our fee is visible. Your investment is yours.
FastGreece charges a disclosed legal and administrative service fee. We take no sales commission, no kickback and no revenue share from any investment fund.
That keeps two things apart: immigration and legal advice on one side, distribution of an investment product on the other. An adviser paid by the fund has two clients.
The practical consequence: our fee is the same whether you end up in a fund or buying a flat. We have nothing riding on which way the comparison above comes out.
View the complete fee breakdown- Fund sales commission
- Kickbacks from a fund manager
- A share of your subscription
- Referral or introduction fees
- A cut of an estate agency fee
One legal and administrative service fee, itemised in full before you pay anything — the amount, what it covers and when each part falls due, all on the pricing page.
Frequently asked
- Does the €350,000 go to FastGreece?
- No. It moves from an account in your own name directly to the fund. No FastGreece account appears anywhere in that chain. We provide legal, immigration, KYC, banking-coordination and administrative services for a disclosed fee, and we take no fund commission or kickback.
- What happens to my residence permit if the fund falls in value?
- Eligibility rests on holding a qualifying investment under the rules rather than on how it performs. But a fall in value is still a fall in your capital, and if a redemption or a liquidation left your holding below the qualifying level it could affect renewal. How that plays out depends on the rules and the fund at the time, and needs case-specific advice.
- What happens after five years?
- The permit can be renewed provided you still hold a qualifying investment and meet the rules in force then. After seven years of lawful residence a citizenship application may be considered, but that carries its own language and residence conditions and is a separate matter from the Golden Visa.
- Who can be included?
- Spouse, minor children, and qualifying parents of both spouses. Age and dependency criteria are those applying when the case is filed; we check them against your family at the assessment stage.
- Do I have to live in Greece?
- There is no minimum stay for the Golden Visa, so holders do not need to move to Greece to keep it. Note that days of presence and tax residence are two different tests — spending substantial time in Greece can make you tax resident.
Start by finding out whether this fits you
A two-minute questionnaire and a preliminary read on your position — including when the answer is that now is not the right time. No fee, nothing to prepare.